BRANCH LEVEL IMPLEMENTATION

1. Branch Accounting
The module consists of the following functions:
Chart of Accounts
Trial Balance
Balance Sheet, Profit And Loss Reporting
Head Office Reporting
Vouchers posting/Un-Posting
Voucher Printing
Transaction Reports
Summary Reports
Other Customized Reports for MIS Purpose

2. Credits Management System
The module consists of the following functions:
Funded / Non Funded Credit Products
Customer Financial Analysis
Credits Application Process
Credits Application Verification
RF, DF, CF
FAFB, FBP
Export Refinance
FIM, TR, PAD
Securities Management
Credit Approval
Other Products
Credit Disbursement
Repayments Scheduling
Repayments Monitoring
Securities Revaluation & Monitoring
Accrual Process
Various Reporting

3. Micro Financing Management System
The module consists of the following functions:
Short & Medium Term Loans
Processing Of Applications
Preparation Of Credit Proposals
Approval Status
Documentation Status
Disbursement
Repayment
Various Reporting

4. Personal Loans
The module consists of the following functions:
Short & Medium Term Loans
Processing Of Applications
Preparation Of Credit Proposals
Approval Status
Documentation Status
Disbursement
Repayment
Various Reporting

5. Trade Finance- International Trade
The module consists of the following functions:
Import L/C
Import Bill Collection
Acceptance
Letter Of Guarantee
L/C Advising
L/C Negotiation
Collection Of Bills
Discounting/Purchasing Of Bills
Various Reporting

6. Lockers Management System
The module consists of the following functions:
Allocation & Monitoring Of Lockers
Security Deposit & Locker Commission Management
Locker Visitors Authentication
Visitors History Management
Closing / Seizing Of Lockers
Locker Payments through Cheque / Cash / Account
Various Reporting

7. Deposit Management System
The module consists of the following functions:
Deposit Instrument - Issuance
Deposit Accounts Opening Process
Schemes Issuance
Monthly, Quarterly, Semiannually or On Maturity Profit
Payments.
Profit Disbursement
Accrual Balances & Deductions
Maturities Monitoring
Scheme Exposure Monitoring
Various Reporting

8. Fixed Assets Management System
The module consists of the following functions:
Fixed Assets Take Detail Asset Information Up-To Four Level
Including Location Information
Define Depreciation Rates And Methods
Fiscal Year Information Tracking
Updating Facility Of Asset Ledger At Any Time
Calculation Depreciation At The End Of Fiscal Year Manually Or
Automatically
Calculation Of Depreciation According To Reducing/Straight Line
Method By Taking Type Wise Depreciation Rate

HEAD OFFICE LEVEL IMPLEMENTATION

9. Central Accounts Department
The module consists of the following functions
Multiple Cost Centers Management
Chart of Accounts Handling
Up-to 10 Level Chart of Account
General Ledger
Trial Balance (Control & Detail)
Balance Sheet
Profit & Loss Statement
Reconciliation Statements
Reconciliation - Voucher Posting/Prints
Various Reporting

10. Forex Management System
The module consists of the following functions:
Currency Rates Management
Buy/Sell Currency (Forward, Spot & Swap)
Currency Placements & Borrowings
Nostro Balances
Fe25 Deposits
Fc Contract Management
Blotter
Deal Ticket Register
Value Date Diary
Maturity Profiles
Bank Line Limits
Reconciliation
Accruals
Revaluation
Brokerage Bills
Bank Confirmation
Voucher Posting
Reports

11. Money Market Management System
The module consists of the following functions:
Deal Tickets & Deal Registers Management
Security Movement & Control
Status Of Securities Availability
SLR Monitoring
Bank Line Limits
Spread, Gapping & Cash Flows
Automatic Accruals Calculations
Security Revaluation
Deals Profile (View, Graph & Report)
Spread (View, Graph & Report)
Funds & Payment Monitoring
Daily Margin Watch
REPO Deals (Views & Reports)
Brokerage Bills Monitoring
Automatically Generate Brokerage Calculations And Statements
Enable The Comparison Of Received Broker Fees.
Bank Confirmations
Month Wise Income/Expenditure Position
Blotter Monitoring
Vouchers Generation & Positing

12. Human Resource Management System
The module consists of the following functions:
Inter Departmental Job Requirement
Job Profile
Candidate's Management
Interview Panel Information
Recruitment Process
Employee Management
Promotions & Transfers
Project Assignment & Tracking

13. Payroll Administration System
The module consists of the following functions:
Employee Attendance Monitoring
Employee's Check-Ins & Checkout Monitoring During The Office
Timing
Allowance And Deductions Management
Define And Categorize Loan Types And Advances Depending On
Policy
Automatic Overtime Costing
Salary Calculation (Regular/Advanced)
Holidays/Off Day's Management

TECHNICAL SPECIFICATIONS
Operating System: Microsoft Windows Platform.
Front End: Microsoft Visual Basic 6.0
Middle Tier: Microsoft Transaction Server (MTS).

Back End: Microsoft SQL Server (version 7.0 or above) / Oracle (version 8.0 or
above) for Windows NT/ 2000

Report Writer: Seagate Crystal Report Designer 32-bit (version
7.0 or above)

SYSTEM REQUIREMENTS
SERVER
Operating System- Available version for Windows NT
Processor- PIII or above
Hard Disk Space- 4GB or above (depending on the size of database)

Microsoft SQL Server 7.0 or Oracle (version 7.0 or above) for Windows NT as back-end database

MTS (Middle Tier Transaction Server):
Operating System- Available version for Windows NT
Processor- PIII or above
Hard Disk Space- Preferably 2 GB or above

CLIENT
Operating System- Windows NT/ 98
Processor- Pentium 200 MHz or above
Hard Disk Space- Preferably 500 MB or above

NETWORK CAPABILITY
Runs over all major networking protocols and technologies supported by Microsoft Windows Platform.